Oct 23, 2025

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8 min read

🐂 Mortgage Rates Hit 12-Month Lows— Bull Market Coming...

Factoid #2: If rates drop to around 5.5%, housing demand could surge by 20–30% almost overnight. Millions of homeowners currently sitting on 3–6% loans would finally re-enter the market, unlocking long-delayed moves, new listings, and fresh buyer competition.

Loan Library

Oct 21, 2025

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8 min read

🎃October Secret Mortgage Savings + PRO Loan Shopping Tools

Factoid #1: In the early 1900s, most U.S. mortgages were short-term loans (3–5 years) with interest-only payments—you had to pay the entire balance at the end! The modern 30-year fixed-rate mortgage didn’t become common until after the Great Depression, when the government created Fannie Mae in 1938 to stabilize housing finance.

Loan Library